2841 Derby DRIVE, Deltona, FL, 32738 | $350,000

Updated Deltona Home. Turn-Key.  Nearly 1/4 an acre.  Great backyard with a large shed!   1, 848 Square Feet of living space that includes three bedrooms with two bathrooms open spacious split floor plan with the master on the opposite side from other bedrooms. Highly desired open floor plan. 2 Car Garage. Lots of windows, storage and walk in closets very light and bright bringing the outside inside.  There is also a trussed enclosed porch screen patio area in the backyard. Seller has recently updated the following:   Entire roof replaced (2022), hot water heater (2022), electrical panels (2022). Refrigerator (2024) Dishwasher (2022) and Air Conditioner (2022). There is a lot of living space and great storage. The kitchen, living and dining area are part of an open floor plan.   Separate living room space in addition to the open kitchen, living and dining area.   The living room area can easily be converted to be an additional large 4th bedroom.  Backyard is partially fenced. Centrally located and convenient to parks, beaches, shopping and I4! A must see, call to set up a showing today!

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 80 x 125
  • Laundry: Inside
  • Year Built: 1992
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,848
  • Acreage: 0.23
  • Lot Size: 80 x 125
  • Est. Taxes: $6,207
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: O6273689
  • Days on Market: 10 days
  • Website: https://www.raveis.com
    /prop/O6273689/2841derbydrive_deltona_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/17/2025 2:13:37 AM)
Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO   Phone: 407-622-2122

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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2841 Derby DRIVE, Deltona, FL, 32738

$350,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $280,000 $280,000 $280,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.875% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.191% 7.042% 6.160%
Monthly Tax Payment $517 $517 $517
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,839 $1,839 $2,344
Total Monthly Payment $2,431 $2,431 $2,936

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.