Welcome home to the coveted neighborhood of Sugar Creek. This is an excellent home in a subdivision with excellent amenities. And don't forget it is zoned for some of the Upstates best schools. This 4 bedroom 2 and a half bath home sits at the end of a quiet cul de sac where the kids can play and ride their bikes without the worry of traffic. With a little over 3200 sq feet there is plenty of room to spread out. Downstairs boast an oversized Living Room AND Den, a formal dining room, laundry room, half bath and kitchen. And about the kitchen. . . . beautiful tile and white cabinets, granite countertops with new appliances. Plenty of storage, a coffee bar and room for a cozy table with a sliding door going out to the patio over looking the fenced in backyard. The yard is the perfect size. Sitting on . 32 acres it's not too big and not too small. Easy to maintain yet room to play. Upstairs is where you find the primary bedroom with en suite bath as well as 3 LARGE additional bedrooms and bathroom. Lastly, over the two car garage is a grand rec room not typical to Sugar Creek homes. Within the home yet feeling separate its a great toy room, teenage hangout, or home office. This is the one to see! **NOTE: tile repair is being made to front porch and seller is allowing a 2000. 00 carpet allowance with an acceptable contract.
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $544,000 | $544,000 | $544,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.243% | 7.282% | 6.518% |
Monthly Tax Payment | $176 | $176 | $176 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,619 | $3,665 | $4,664 |
Total Monthly Payment | $3,887 | $3,933 | $4,932 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.