New to the market, this exquisite 5-bedroom, 5-bathroom home is in impeccable condition. Nestled in a quiet, secluded location within the highly sought-after Shoreham-Wading River school district. Step inside to discover a warm and inviting interior featuring rich dark hardwood floors throughout. The colonial-style design blends timeless elegance with modern touches. This home boasts a cozy family room with a gas fireplace and plantation shutters, perfect for relaxing evenings. A formal dining room provides an elegant setting for meals, while the open-concept kitchen features white cabinetry, quartz countertops, stainless steel appliances, and a pantry. The adjoining dining area and living room create an ideal space for entertaining. Additionally, a mudroom offers convenience on the main level, along with a laundry room, a half bath with direct access to the back deck, and a versatile playroom or office. Upstairs is a spacious primary ensuite, offering a private retreat that even has its own deck. There is an additional ensuite and two additional nice sized bedrooms and a full bathroom. The backyard is an entertainer’s dream, featuring two expansive decks and a fenced-in pool with a brand-new liner. Additionally, the owned solar panels significantly reduce energy costs, offering an exceptionally low electric bill and providing long-term savings for the new homeowners.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,198,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $958,400 | $958,400 | $958,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.599% | 6.472% | 6.032% |
Monthly Tax Payment | $1,432 | $1,432 | $1,432 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,442 | $5,979 | $8,023 |
Total Monthly Payment | $6,999 | $7,536 | $9,580 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.