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Price Improvement! Discover this beautifully maintained lakefront home located in the desirable Halifax Plantation Golf Course community in Ormond Beach. Conveniently situated just off I-95, with easy access to shops, restaurants, and the beach, this property is a must-see. This "Edenmore" model features 3 bedrooms and 2 bathrooms, an open floor plan with vaulted ceilings, and was built in 2014. This home boasts numerous upgrades throughout, including Quartz countertops, 42" wood cabinets, and a stone backsplash in the kitchen. The main living areas are enhanced with 18"x18" tile flooring, 8' triple sliding doors, hurricane shutters on the east side, updated fixtures and fans, and a security system. The laundry room is equipped with high-end washer and dryer units, and a laundry sink. The garage offers an additional 2' of length, an epoxy-coated floor, and houses a newer A/C unit with a medical-grade HEPA filtration system. There is also attic space that has a finished floor and you can stand in. Enjoy relaxing on the spacious 20x17. 5 screened lanai, which features a newer hot tub that conveys to the new owner, overlooking beautiful views of the fountain and lake. Home Warranty included for the new homeowner! Too many features to list all, don't miss out! Call today!
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Our Executive Mortgage Banker:
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$456,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $364,800 | $364,800 | $364,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.042% | 6.160% |
Monthly Tax Payment | $393 | $393 | $393 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,396 | $2,396 | $3,054 |
Total Monthly Payment | $2,864 | $2,864 | $3,522 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.