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Welcome to this stunning 3-bedroom, 2 full, 2 half bathroom colonial located in the heart of a sought-after Waterford neighborhood. With its charming curb appeal, this home boasts a 2-car attached garage & a thoughtfully designed layout perfect for modern living. Step inside to gleaming hardwood floors that flow throughout the first and second levels. The open floor plan creates an inviting atmosphere, ideal for entertaining or cozy family gatherings. The updated kitchen is a chef's dream, featuring granite countertops, stainless steel appliances, a spacious center island, and a farmhouse sink. A French slider off the kitchen leads to an upper-level deck overlooking your private backyard with an in-ground pool. The primary bedroom suite, complete with double closets, a luxurious en-suite bath with double sinks, and an adjoining office space for your convenience. This home also offers central AC & security system. The bonus room above the garage, with plush wall-to-wall carpeting, offers endless possibilities-playroom, home gym, or media room. The walkout finished basement extends your living space with a recreation room, a half bath, and a kitchenette, with direct access to the pool area for seamless indoor-outdoor entertaining. Located in a well-established and popular neighborhood, this home offers both convenience and tranquility, close to schools, shopping, and local amenities - Great Neck Country Club, Waterford Beach, Eugene O'Neill Theater are just a few miles away
Type | Description | Dimensions | Level |
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Bedroom 1 | Ceiling Fan,Hardwood Floor | 12.0 x 11.0 | Upper |
Bedroom 2 | Ceiling Fan,Hardwood Floor | 14.0 x 11.0 | Upper |
Dining Room | Hardwood Floor | 12.0 x 11.0 | Main |
Eat-In Kitchen | Balcony/Deck,Granite Counters,Island,Sliders,Hardwood Floor | 19.0 x 12.0 | Main |
Family Room | Hardwood Floor | 18.0 x 14.0 | Main |
Great Room | Ceiling Fan,Wall/Wall Carpet | Upper | |
Living Room | Hardwood Floor | 14.0 x 12.0 | Main |
Primary Bedroom | Ceiling Fan,Full Bath,Hardwood Floor | 15.0 x 14.0 | Upper |
Rec/Play Room | Patio/Terrace,Sliders | Lower | |
Study | Hardwood Floor | 12.0 x 11.0 | Upper |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $540,000 | $540,000 | $540,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.042% | 6.160% |
Monthly Tax Payment | $519 | $519 | $519 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,547 | $3,547 | $4,520 |
Total Monthly Payment | $4,158 | $4,158 | $5,131 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.