Palm Harbor, FL, 34684 | $334,500

Under contract-accepting backup offers. Updated attached home with a pond view and no neighbors out back. You will love the serenity of this meticulously maintained home.
The fees are very low with the total of Highland Lakes and the villa fee of only $327. Always feel safe with a fireman's front door key box that permits first responder entry. The oversized garage has plenty of room for your car and golf cart. The garage floors have been finished with beautiful durable epoxy. The garage door is hurricane-rated with a new opener. The air conditioning and roof have been recently replaced. The electric panel has been updated. The windows are double pane hurricane rated and help keep you snug and comfortable. This home features vaulted ceilings with large skylights that brighten the living area. The kitchen and bathrooms all have solid surface tops. From the updated kitchen you can see all the way to the beautiful back yard. The Florida Room is surrounded by windows and is kept cool or heated with a newer mini-split system. The bright main bedroom has a view of the pond. The attached bath is recently remodeled including a large shower with seat. Your pet is welcome here--up to 25 pounds.

Highland Lakes is the place to live for active over 55 individuals. Amenities are highlighted by FREE Golf. The other things to make this your favorite place to be include a huge, heated pool, modern clubhouse with rooms for socializing, a library, pool tables, card rooms, and a beautiful auditorium for dances, shows and meals. If you enjoy woodworking or ceramics, there are facilities for that too. How about free boat rides on beautiful Lake Tarpon or a place to store your boat or RV? Did I mention friendly and active Pickleball and Tennis clubs and fun-loving people enjoying shuffleboard and bocci? If you enjoy something else there is probably a club or group for that too.

Features

  • Amenities: Clubhouse, Fence Restrictions, Golf Course, Maintenance, Pickleball Court(s), Pool, Recreation Facilities, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s)
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside
  • Year Built: 1982
  • Garage: 2-car
  • Heating: Central, Electric, Wall Units / Window Unit
  • Cooling: Central Air, Mini-Split Unit(s)
  • Approx Sq. Feet: 1,332
  • Acreage: 0.1
  • Est. Taxes: $2,400
  • HOA Fee: $163 Monthly
  • Lot Desc: In County, Near Golf Course, Sidewalk
  • View: Water
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8342938
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/TB8342938/_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/17/2025 2:30:41 AM)
Listing courtesy of CHARLES RUTENBERG REALTY INC   Phone: 727-538-9200

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Palm Harbor, FL, 34684

$334,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $267,600 $267,600 $267,600
Term 360 months 360 months 180 months
Initial Interest Rate** 6.875% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.191% 7.042% 6.160%
Monthly Tax Payment $200 $200 $200
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,758 $1,758 $2,240
Total Monthly Payment $2,033 $2,033 $2,515

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.