Presented byPatricia Spodick |
Rare over size Whittier model featuring spacious living/dining rooms with gleaming Hardwood floors 3-bedroom 3 full Baths. Large entry foyer with closet and custom build Bannister to lower level. Living room vaulted ceiling's, electric fireplace, ceiling fan and slider to a oversized deck with electric awaking. Updated kitchen . Eat-in kitchen. Every inch of the lower level has been finished for ideal living space with full bath, gas insert fireplace, bedrooms with closets and office. The lower level offering both functionality with large windows with natural light. The ORONOQUE district tax is quarterly, OV has a mandatory buy-in fee which is 3. 5X the HOA, that the buyer pays to ORONOQUE.
Type | Description | Level |
---|---|---|
Bedroom 1 | Lower | |
Kitchen | Remodeled,Breakfast Nook,Built-Ins,Corian Counters | Main |
Living Room | Cathedral Ceiling,Balcony/Deck,Ceiling Fan,Combination Liv/Din Rm,Fireplace,Hardwood Floor | Main |
Primary Bedroom | Main |
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$475,000
Sales Associate
William Raveis Real Estate
Phone: 203.767.9976
Patricia.Spodick@Raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.274.0501
Gerry.OBrian@raveis.com
NMLS Mortgage Loan Originator ID 223191
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.204% | 7.159% | 6.256% |
Monthly Tax Payment | $509 | $509 | $509 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,496 | $2,526 | $3,205 |
Total Monthly Payment | $3,080 | $3,110 | $3,789 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.