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Welcome to this enchanting 2-Bedroom, 2-Bathroom Pool home in Edgewater! This lovely 2-Bedroom, 2-Bathroom with a fully screened in pool and no HOA! Nestled on 0. 37 acres in the heart of Edgewater, just a quick drive away from the lively cities of New Smyrna Beach and Daytona Beach and minutes away from I-95! Walk into an open canvas waiting for you to leave your own imprint! Wood flooring throughout the home, 2 adequately sized bedrooms, a cozy living space area, and all appliances convey. Go relax outside on the screened in lanai and make your way over to the fully screened in pool and enjoy all the warmth of Florida! The roof and AC are only 5-6 years old! Brand New Pool Filter! Fresh Interior Paint! Coming with a two-car garage and even a shed for extra storage in the backyard! Whether you're a first home buyer, downsizing, snowbird, or an investor this is a fantastic opportunity to own this property with everlasting potential!! Don't wait!! Schedule your private showing today!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$310,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $248,000 | $248,000 | $248,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.042% | 6.160% |
Monthly Tax Payment | $317 | $317 | $317 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,629 | $1,629 | $2,076 |
Total Monthly Payment | $2,021 | $2,021 | $2,468 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.