5239 PEGGY Lane, Middleburg, FL, 32068 | $535,000

OPEN HOUSE Sunday Feb 16th 12pm-2pm. This charming brick home sits on 1 acre of private land in the heart of Clay County with no HOA. With 3 bedrooms and 2 baths, this bright and spacious home is filled with natural light throughout combining modern features, classic design, and natural beauty.
This home features neutral flooring, and a beautifully updated kitchen featuring a farmhouse sink, quartz counter tops, and stainless-steel appliances. The bathrooms have been tastefully done with modern finishes. A full-house gas-powered generator and a newly installed whole-home water softener, A under-sink reverse osmosis unit for pristine drinking water.
The property is surrounded by mature trees and lush greenery, providing a peaceful escape where you can relax and enjoy the outdoors. The screened-in heated pool offers a perfect spot to unwind and refresh year-round. With its inviting atmosphere and secluded setting, this home is an ideal retreat for those seeking privacy and serenity. A Nature Lover's Dream Step into a world of fruitful abundance and modern comfort with this stunning property, offering a lifestyle of relaxation, sustainability, and beauty. Bountiful Harvest: Your backyard is a haven of mature fruit trees, including blueberry, lemon, orange, pomelo, fig, plum, grape, pear, and more. Throughout the year, enjoy the sweet aromas of blooming flowers such as jasmine, roses, and peonies. Outdoor Serenity: Unwind on the patio as you watch the sun rise or the moon set. Take a refreshing dip in the meticulously maintained heated pool, perfect for year-round enjoyment and relaxation. Modern Upgrades: This home is equipped with a new HVAC system, new air ducts, and advanced insulation to ensure ultimate comfort. A Snyder warranty provides added peace of mind. The 11-year-old roof remains in excellent condition, and a full-house gas-powered generator ensures your home stays powered no matter the circumstances. Sustainable Living: Enjoy security and efficiency with a well water system, a newly installed whole-home water softener, and an under-sink reverse osmosis unit for pristine drinking water. The freshly serviced septic system includes a new pump and alarm for worry-free maintenance. Stylish Interiors: Inside, neutral LVP flooring, and a beautifully remodeled kitchen featuring a farmhouse sink, quartz countertops, stainless steel appliances, and a new washer and dryer. Both bathrooms have been tastefully updated with modern finishes for your comfort. Additional Features: " Gas-powered fireplace and tanks for added convenience. " Outdoor storage for lawn equipment. " Foundation stabilization completed with Alpha Foundations and backed by a five-year warranty. This property is move-in ready and offers the perfect blend of nature, modern amenities, and peace of mind. Don't miss your chance bring your best offer today!

Features

  • Bedrooms: 3
  • Baths: 2 full
  • Style: Ranch
  • Year Built: 1975
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,065
  • Acreage: 1
  • Est. Taxes: $3,950
  • Lot Desc: Cul-De-Sac, Dead End Street, Wooded
  • Elem. School: Clay Hill
  • Middle School: Wilkinson
  • High School: Middleburg
  • Appliances: Dishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned
  • MLS#: 2066848
  • Days on Market: 19 days
  • Website: https://www.raveis.com
    /prop/2066848/5239peggylane_middleburg_fl?source=qrflyer
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Listing courtesy of COLDWELL BANKER VANGUARD REALTY

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

5239 PEGGY Lane, Middleburg, FL, 32068

$535,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $428,000 $428,000 $428,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.875% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.191% 7.042% 6.160%
Monthly Tax Payment $329 $329 $329
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,812 $2,812 $3,583
Total Monthly Payment $3,233 $3,233 $4,004

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.