10721 Pearl Bay CIR, Estero, FL, 33928 | $434,000

Welcome to your TURNKEY serene sanctuary in the heart of Estero, Florida! Nestled within the exclusive Island Club community, introducing 10721 Pearl Bay Circle the perfect blend of cuteness and convenience. Equipped with a New Dimensional Shingle Roof - New Sliding Doors - New Hurricane Rated Impact Windows - New Vertical Hurricane Wind Shutters for Sliders - New Interior Plantation Shutters - All New Ceiling Fans and Overhead Lights - New Dishwasher - New Range - New Refrigerator - New Microwave - New Glass Shower Enclosure for the Primary Bath.
TURNKEY FURNISHED INCLUDES ALL: Furnishings, linens, kitchen equipment, dishes, 3 TV's Patio Furniture, Swing Bench Seating, Gas Grill, 36'' Blackstone Griddle, All Rugs, Art, Decor, Lamps, Garage Shelving, Work Bench, Storage Cabinets, Beach Chairs & a 2nd Refrigerator in the garage.
Community Highlights:
Exclusive & Intimate: One of only 250 homes, ensuring a private and close-knit neighborhood.
Scenic 23-Acre Lake: Ideal for fishing, canoeing, or kayaking right in your backyard.
Amenities:
Lakefront Clubhouse: A social hub with a community pool, spa, and fitness room.
Sports Facilities: Enjoy tennis, pickleball, and shuffleboard, catering to all fitness levels and interests.
Location & Accessibility:
Central Location: Quick access to RSW Airport, Florida Gulf Coast University, and major highways like I-75.
Entertainment & Shopping: Steps away from Miramar Outlets, Gulf Coast Town Center, and Coconut Point Mall.
Beaches & Recreation: Close to Sanibel Island and Fort Myers Beach, or event locations like Hertz Arena for public Ice skating Hockey games or Live Concerts events.
Why You'll Love This Home:
Experience the tranquility of lakeside living while being minutes from some of Southwest Florida's finest attractions, shopping, and entertainment. Whether you're looking for leisure, adventure, or just a peaceful day by the lake, this home in Island Club offers it all.
Pearl Bay Circle - "Where every day feels like a vacation. "

Features

  • Amenities: Bike And Jog Path,Billiards,Bocce Court,Clubhouse,Community Pool,Community Room,Community Spa/Hot tub,Exercise Room,Library,Pickleball,Shuffleboard,Sidewalk,Streetlight,Tennis Court,Underground Utility
  • Rooms: 8
  • Bedrooms: 2
  • Baths: 2 full
  • Style: 1 Story/Ranch,Traditional
  • Development: ISLAND CLUB AT CORKSCREW
  • Year Built: 2003
  • Garage: 2-car Attached
  • Heating: Central Electric
  • Cooling: Air Purifier,Ceiling Fans,Central Electric,Whole House Fan
  • Approx Sq. Feet: 1,299
  • Acreage: 0.08
  • Est. Taxes: $4,303
  • Master HOA Fee: $795
  • Lot Desc: Irregular Shape
  • View: Lake
  • Community Type: Gated
  • Water Front: Yes
  • Elem. School: PINE WOOD ELECM
  • Middle School: THREE OAKS MI
  • High School: ESTERO HIGH SCHOOL
  • Pet Policy: With Approval
  • MLS#: 225010147
  • Website: https://www.raveis.com
    /prop/225010147/10721pearlbaycir_estero_fl?source=qrflyer
Copyright © 2025  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Sun Realty

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

10721 Pearl Bay CIR, Estero, FL, 33928

$434,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $347,200 $347,200 $347,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.875% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.191% 7.042% 6.160%
Monthly Tax Payment $359 $359 $359
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,281 $2,281 $2,906
Total Monthly Payment $2,715 $2,715 $3,340

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.