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Just bring your clothes and your toothbrush and start enjoying resort style living in this fully furnished lake front 2 bedroom, 2 bath condo in the community of Waterside Club nestled in the gated community of Heritage Oak Park. Enjoy breath taking water views from your balcony while enjoying the waterfowl and wildlife that are unique to SW Florida. As soon as you enter this home your eyes will be drawn to the water view from the sliders in the main living area. Tasteful appointments include color accent walls, blinds throughout, and the fully equipped kitchen boasts cozy breakfast nook, pantry, and breakfast bar that opens to the main living area for easy entertaining. Open the wall-to-wall sliders in the main living area and bring the outdoors into your living area for a bright and open atmosphere. The owner’s master suite has a walk-in closet and private en suite bath with his and her sinks and spacious walk-in shower. Other key features include dedicated laundry area with stacked front load washer & dryer, covered parking, new roof in 2023, new carports in 2024, and public water & sewer service included in your HOA fee! Heritage Oak Park is a gated community offering 24 hour security and amazing amenities including heated pool for year round enjoyment, club house, state of the art fitness center, tennis, pickleball, bocce courts, and a very full activity calendar with activities director on staff. This community has beautifully landscaped grounds, mature stately Oak trees, lakes, and walking paths for enjoying the beautiful surroundings. Proximity to local waterways and beaches, dining, shopping, and golf courses makes this property ideal for the Florida lifestyle. Also, easy access to public boat ramps providing access to many waterways including beautiful Charlotte Harbor, the Peace and Myakka Rivers, and the blue waters of the Gulf of Mexico. And you are minutes to Port Charlotte downtown shopping district and a short drive to historic downtown Punta Gorda and popular Fishermen’s Village with quaint shops and cafes. This residence is move in ready. So, don’t wait to start enjoying your piece of Florida paradise! **PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $149,600 | $149,600 | $149,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.906% | 6.797% | 6.006% |
Monthly Tax Payment | $385 | $385 | $385 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $909 | $958 | $1,242 |
Total Monthly Payment | $1,369 | $1,418 | $1,702 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.