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This 1996 log-sided cape-style home, set on 4. 5 acres, is ideal for nature lovers, snowmobilers, or anyone seeking a peaceful Vermont retreat. Accessed from a 24x8’ enclosed porch, the main level features an open floor plan with laminate flooring, exposed beams, lots of natural light, and pine walls, creating a warm atmosphere. The kitchen area is outfitted with pine cabinets, electric cooktop, refrigerator, dishwasher, and microwave, with room for a dining table. Down the hall is a large bedroom with double closets and a ¾ bath with washer and dryer. The top floor boasts approximately 714 square feet of space that is insulated and ready for finishing into two bedrooms, a home office, recreation room - it’s yours to customize. Expand your living options with the versatile walk-out lower level that offers a combined kitchenette/dining/living area, a ¾ bath, plus two additional rooms. With some updates, this level could become a cozy retreat for guests. A 16’x14’ carport and 10’x15’8” outbuilding provide ample storage. A shingle roof was installed in 2020, and there’s an artesian well, Generac whole-house generator, and security camera for added peace of mind. An ideal hub for outdoor recreation in the Northeast Kingdom, with easy access to the nearby VAST trail, 5 miles to Norton Pond or the Brousseau Mountain trailhead. Don't miss the chance to make this Vermont haven your own!
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Our Executive Mortgage Banker:
Our Insurance Division:
$299,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,200 | $239,200 | $239,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.042% | 6.160% |
Monthly Tax Payment | $208 | $208 | $208 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,571 | $1,571 | $2,002 |
Total Monthly Payment | $1,854 | $1,854 | $2,285 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.