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This beautifully designed 3-bedroom, 3-bathroom Ranch home offers the perfect balance of comfort, style, and functionality. As you step inside, you'll be greeted by an open-concept living space filled with natural light and gleaming wood floors throughout, perfect for both relaxing and entertaining. The sunny & spacious living room features oversized windows, a roomy dining area seamlessly flows into a fully equipped kitchen, complete with stainless steel appliances, dishwasher, gas cooking, granite countertops and wood cabinetry. The primary suite boasts 2 generous closets and an en-suite bathroom with one vanity and a separate shower. The two additional bedrooms are equally spacious, each with their own closet and easy access to a well-appointed bathroom. The basement is CO'd with separate outside entry, 2 Egress windows, recreational room, playroom and full bathroom. Laundry room in basement, a 1 car garage and a beautifully landscaped, fully fenced backyard, perfect for outdoor gatherings or simply enjoying some quiet time. Located close to parks, shopping, beaches and restaurants making it the perfect place for anyone looking for a move-in-ready home with modern amenities in the Bay Shore school district. (There is an additional 1, 500 square feet in the basement of the home, the square footage is approximate) This home is selling in AS-IS condition.
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Our Executive Mortgage Banker:
Our Insurance Division:
$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.042% | 6.160% |
Monthly Tax Payment | $1,330 | $1,330 | $1,330 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,199 | $4,199 | $5,351 |
Total Monthly Payment | $5,621 | $5,621 | $6,773 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.