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Turnkey 3+ bedroom home in a convenient Derry location. Many great updates in the last few years including new main bathroom, new oil tank, new back deck, new front & storm door, barn door to primary bathroom and new paint throughout. A "50 year roof" went on in 2020 with a transferable warranty. Upon arriving, you'll love the flat corner lot, with lots of trees for privacy. There is easily parking for 6 cars in the driveway and comes with a large shed for garage overflow. Once upon a time, the home had a two car garage which could be reconfigured back if that was more desirable. Inside you will love the warm, light filled home. The cozy wood stove from the lower level has the house feeling like a lodge. Use that room for a den, media room or office. Another bonus room on the lower level could provide many different uses. The partially finished, utility room with W&D is on the lower level. Upstairs you'll love the bright living space that flows to the dining room. There is a large kitchen with lots of storage and pantry. This space has a fantastic screened, 3-season porch to enjoy the fresh air! Back inside and down the hall is a gorgeous, fully remodeled full bath that can't be missed. The very large primary suite offers a custom barn door to the 3/4 ensuite bathroom. The home is rounded out with two more good size upstairs bedrooms. There is great storage space in the garage & pull down attic. The home is generator ready! Delayed showings until 1/31.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.042% | 6.160% |
Monthly Tax Payment | $632 | $632 | $632 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,622 | $2,622 | $3,342 |
Total Monthly Payment | $3,329 | $3,329 | $4,049 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.