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Open concept, one level living is realized in this home! Interior features include 3 bedrooms, 2 bathrooms, a large living & dining room combo and an efficient kitchen. The primary bedroom has double doors leading to the back deck, a full bath with walk in shower, linen closet and a step in closet. A stone fireplace & vaulted ceilings add to the charm. The hallway laundry area has built in cabinets to add to the ease of this one level home. Do you want privacy without total isolation? This home is located on the end of a street with no through access and there are 0 HOA fees in this subdivision. Land is . 83 of an acre and is heavily wooded providing shade across the yard and deck. The back yard has a small fenced area for your furry friends. Additions since ownership include luxury vinyl plank flooring and the back deck has been rebuilt to stretch along the entire length of the home. Access to this deck includes doors from the dining area, doors from the primary bedroom and from the back of the garage. Speaking of sweet features, this home has an oversized 2 car garage. Inside the garage you will find workshop space in the back left hand side. Driveway is wide enough for side by side parking. Located just 5 miles to Clemson University and 4 miles to Ram Cat Alley in the heart of Seneca, this location is perfect for anyone wanting a quiet setting and convenience. Property will qualify for any type of financing including 100% USDA. 6 Ivy Court has a lot of options for you, come and see!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $224,000 | $224,000 | $224,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.042% | 6.160% |
Monthly Tax Payment | $51 | $51 | $51 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,472 | $1,472 | $1,875 |
Total Monthly Payment | $1,598 | $1,598 | $2,001 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.