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Welcome to your home in beautiful sunny Florida.
Nestled in Grand Island's desirable Windy Ridge community, this 2020-built home offers the perfect blend of modern living and small-town charm. With a low HOA of just $68/month and affordable homeowner's insurance due to the home's newer construction, this property is a rare find. Featuring 3 bedrooms, 2 bathrooms, and a thoughtfully designed split floor plan, this home ensures privacy with the primary suite on one side and the additional bedrooms on the other.
The kitchen boasts a functional layout with a cozy dinette area and seamless flow into the dedicated living room. From the living room, step out onto the screened-in patio with paver flooring, which is ideal for BBQs and outdoor dining. For added convenience, the two-car garage provides direct access to the laundry room and nearby kitchen—perfect for rainy days.
This community is family-friendly, offering amenities such as a pool and playground. Located near Lake Yale and Lake Eustis, residents can enjoy boating, fishing, watersports, and scenic trails. While you'll love the tranquil, country feel, you're just minutes from major shopping, dining, schools, and hospitals.
Grand Island's central location provides easy access to major roads, taking you to Florida's beautiful beaches, Orlando, and world-renowned attractions.
Don’t miss this opportunity to own a piece of paradise in the heart of Florida!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$335,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $268,000 | $268,000 | $268,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.042% | 6.160% |
Monthly Tax Payment | $252 | $252 | $252 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,761 | $1,761 | $2,243 |
Total Monthly Payment | $2,088 | $2,088 | $2,570 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.