|
Only 15 minutes to Jay Peak Resort! Beautifully updated and maintained 1, 400 sq. ft. 2-bed, 2-bath home in the heart of Montgomery Center on a rare 2-acre lot! Home was gutted and remodeled in 1997, including insulation and wiring. Seller is a craftsman woodworker that has created gorgeous custom details throughout the home. From the covered front porch, enter into the spacious kitchen which leads to a large living room with wood stove and stone surround, main level laundry, ¾ bath, and a “bonus” room that provides the option for 1-level living! Nice enclosed porch off the kitchen has entry to the attached 1-car heated garage/workshop and the backyard. Potential for more finished space above the garage which is already set up with power. Upstairs, find 2 generous bedrooms with deep closets as well as a full bath. Recent updates include a new septic tank and all new appliances in 2024! Expansive backyard surrounded by trees, with attached wood shed, handy garden shed, and a paved driveway! Restaurants, grocery store, spa, post office, and cute shops are just a few doors down!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$314,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $251,999 | $251,999 | $251,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.042% | 6.160% |
Monthly Tax Payment | $265 | $265 | $265 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,655 | $1,655 | $2,110 |
Total Monthly Payment | $1,995 | $1,995 | $2,450 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.