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Charming 4-bedroom Cape-style home on a spacious . 43-acre triple lot, with potential for subdivision at the end of a dead-end street that is close to everything. The first floor features beautiful hardwood floors throughout, a cozy 4-season porch with an electric fireplace, built-in sound system, and a sliding door leading to a large Trex deck. The spacious eat-in kitchen offers ample counter space, updated appliances, and a tile backsplash. The living room offers plenty of natural light. Need a first floor primary bedroom? The option is here, along with a second bedroom or office, and an updated full bathroom with a marble countertop and an updated shower. Upstairs, you'll find another potential primary bedroom, a fourth bedroom, a half bathroom, and ample storage space. The full walk-out basement includes a laundry area with a utility sink, a disconnected shower stall, a workshop, and plenty of room for storage. The property is serviced by public water and sewer and is set on an oversized lot. There may be potential for an extra building lot with a variance. Conveniently located near highways and shopping. Come check it out!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.042% | 6.160% |
Monthly Tax Payment | $476 | $476 | $476 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,097 | $2,097 | $2,672 |
Total Monthly Payment | $2,648 | $2,648 | $3,223 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.