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Discover a fantastic opportunity to own a beautifully renovated second-floor end-unit condo in Lake Overlook. Perfect for first-time homebuyers or retired person, this light and spacious home boasts additional windows and square footage not found in interior units.
The unit underwent a professional renovation within the past 18 months, with all necessary permits secured. The modern kitchen features an extended breakfast bar/island with seating for up to four, complemented by sleek stainless-steel appliances, elegant light granite countertops, wood cabinetry, and a built-in washer and dryer.
The living and great room areas showcase luxury plank vinyl flooring and recessed lighting throughout. The split-bedroom layout includes a generously sized master suite with a walk-in closet and a fully remodeled master bath featuring custom tile, a glass shower door, a handmade vanity, and a steam-proof, lighted mirror. The second bathroom has also been fully updated in similar fashion.
Additional updates include a new electric panel, hot water heater, and AC system. Conveniently located less than 10 minutes from exciting downtown St. Petersburg, also easy access to highways and the beaches, this home truly offers modern comfort and an unbeatable location. Buyer to verify all information.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$248,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $198,400 | $198,400 | $198,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.042% | 6.160% |
Monthly Tax Payment | $206 | $206 | $206 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,303 | $1,303 | $1,661 |
Total Monthly Payment | $1,584 | $1,584 | $1,942 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.