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Under contract-accepting backup offers. Tired of cookie cutter homes? Try out this cute cottage styled home located in the St. Andrews area (very centrally located) in Del Webb's Spruce Creek Golf & Country Club. Designer drive and walkway. Open, split bedroom floor plan. The eat-in kitchen features upgraded appliances, oak cabinetry and access with sliders to the enclosed lanai. Formal living room / dining room combination. Most of the home has ceramic tile with laminate in both of the bedrooms. The primary bedroom features a bay window. The primary bath has double vanities and a large shower (with two benches) with waterfall designer sliding doors. Water closet. Lanai has vinyl windows with a canvas type sunscreen window treatments and ceramic tile flooring. Inside laundry room. Extended 2-car garage (20' x26'), privacy screens just replaced, pull down-stairs & storage, gas water heater, work bench and some storage cabinets. HVAC 2010. Shingles 2014, Generator 2018. Lightning rods. Golf cart and furniture available under a separate package. Located in Del Webb, you’ll enjoy access to a wealth of amenities, including a wellness center with an indoor pool, a community center with an outdoor pool, pickle ball and bocce courts, and a 4 - 9 hole golf course with a restaurant. Here is your opportunity to experience the perfect blend of comfort, privacy, and Florida living.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$249,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,920 | $199,920 | $199,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.625% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.987% | 6.802% | 6.100% |
Monthly Tax Payment | $133 | $133 | $133 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,247 | $1,280 | $1,674 |
Total Monthly Payment | $1,455 | $1,488 | $1,882 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.