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**NEW ROOF COMING IN TWO WEEKS!!** Welcome to this FOUR BEDROOM, Two Bathroom, 2 Car Garage, with IN GROUND POOL home in the Desirable OAK GROVE Neighborhood! Low annual HOA and NO CDD Fee's. Are you looking for amenities? Well, this could be it! This home was the first built on Portofino Drive 21 years ago and with only had One Owner, and now they are selling! As you enter this Bright long Foyer, it draws your attention all the way through to the back yard pool area. Open floor plan concept has a living room dining room combination with large arched openings to the family room kitchen area. Just left at the entry foyer are Two Good Sized Bedrooms and a Full Bathroom. Plenty of Closet Space with Linen Closet in the Hallway. There is a decorative plant shelf with up lighting in the Foyer draw your eyes to the 10 ceilings. Ceiling height in the living, dining, and family room at 10 feet. Which creates that large open space feel. Off the family room is the Owner’s Suite with a window box and seating, TWO WALK-IN CLOSETS and LARGE BATHROOM WITH WALK-IN SHOWER, a Jacuzzi Tub and Two Vanities. Very large Kitchen with tons of Cabinets, and PLENTY OF COUTER SPACE for that cook in you. This kitchen can make those special events come together. The Owner's loved to entertain and this was a great space for it! Stainless Steel Appliances are whirlpool, except microwave a new GE brand. Breakfast Nook with window box seating, and LARGE PANTRY CLOSET. Off the breakfast nook is the Lanai and Screened Birdcage pool. SALT WATER SYSTEM with New Pump and Equipment. Let us talk amenities, All Bedrooms, family Room have Ceiling Fans, all were pre wired for that purpose. Owner had Extra Outlets added for Convenience. There is a Central Vacuum System with Broom Sweep in the Kitchen. No builder grade lighting all replaced with contemporary lighting. Each bedroom has high-speed cable cable/telephone connection. Central cable box in owner walk-in closet, pre-wire for central speaker in ceiling and two caps on lanai for speakers. Garage has side door access. Attic access with ladder for extra storage. Washer/Dryer convey, Drapery in Family room does not convey. Kitchen cabinets have pullout drawers with maple cabinetry and cherry finish. Hard surface countertops. New Kitchen Krus faucet and soap dispenser. Exterior paint 2018, newer HVAC system 2021, New Laminate Flooring 2023, New Pool Pump System 2024. Small lap pool and tanning bed. Close to Tampa Premium Outlet Mall and shops, I-75. Near Advent Health Hospital, Bay Care Hospitals, & new Orlando Health Hospital. Buyers can schedule showings with Listing Agent between the hours 9am-7pm with a 24-hour notice.
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Our Executive Mortgage Banker:
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$440,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $352,000 | $352,000 | $352,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.899% | 7.017% | 6.034% |
Monthly Tax Payment | $179 | $179 | $179 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,139 | $2,312 | $2,923 |
Total Monthly Payment | $2,393 | $2,566 | $3,177 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.