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Stunning 5-Bedroom, 4-Bathroom Barcello Bonus Smart Home with Premium Upgrades. This exceptional M/I Homes Barcello Bonus Model, built in 2023, is located in the highly resort-style community of Berry Bay. Designed for modern living, this smart home features high-end upgrades and thoughtful enhancements throughout. Key features include a brand-new heated saltwater pool with a screened lanai, integrated lighting, and brick paver decking. The beautifully landscaped backyard offers a gazebo and new vinyl fencing for added privacy. Security cameras have been installed for peace of mind. The expansive kitchen features additional cabinetry for extra storage, making it perfect for entertaining. The master suite includes custom-built shelving in the walk-in closet, a walk-in shower with a recessed niche and teak wood seat, and an upgraded mirror. A whole-home saltwater filtration system enhances water quality throughout the property. Additional upgrades include a staircase with wood steps and wrought iron spindles, and a spacious bonus room ideal for multi-generational living, a media room, home office, or playroom. The bonus room includes a full bathroom, walk-in closet, and direct access to the fifth bedroom. The garage has epoxy-coated flooring, built-in shelving, and a pull-down attic ladder for easy attic access. The community offers resort-style amenities, including a pool, clubhouse, pickleball and basketball courts, scenic trails, and playgrounds. Conveniently located near Bradenton, Sarasota, Tampa, and St. Petersburg, this home provides easy access to beaches, shopping, dining, and major metro areas. With premium upgrades, a prime location, and a barely lived-in condition, this move-in-ready home offers comfort, luxury, and convenience. Schedule your showing today.
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Our Executive Mortgage Banker:
Our Insurance Division:
$688,598
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $550,878 | $550,878 | $550,878 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.899% | 7.017% | 6.034% |
Monthly Tax Payment | $962 | $962 | $962 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,347 | $3,619 | $4,575 |
Total Monthly Payment | $4,401 | $4,673 | $5,629 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.