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7234 12TH STREET N, St. Petersburg, FL, 33702 | $315,000
RARE opportunity! Assumable mortgage available for qualified buyers at a VERY LOW rate! Welcome home to this beautiful 2 bedroom 1 bath Meadow Lawn home! Absolutely NO flood or wind damage from the recent hurricanes and storms! If you are looking for the perfect starter or family home, look no further. GREAT FENCED IN BACK YARD with plenty of room to add more storage or a pool. Huge lot size - 75x100. This home has been totally renovated and includes many upgrades; the kitchen features solid wood cabinets, granite countertops, stainless steel appliances, custom backsplash and designer faucet. The bathroom features a custom vanity, granite countertops, designer tile and new hardware. Other upgrades include impact windows 2020, new roof 2020, tankless hot water heater 2020, new laminate floors throughout 2020, A/C and duct work replaced 2021, dishwasher 2024, Dyno glo grill 2022, washer/dryer 2021, new paint , LED light fixtures, and new indoor and exterior doors. All of these upgrades are complimented by the unique curb appeal of the home which sits on a quiet street. Only two blocks away from Meadowlawn park, 10 min from downtown, and only 20 min away from 2 international airports. This home is a must see!
Features
- Rooms: 4
- Bedrooms: 2
- Baths: 1 full
- Lot Size: 70 x 100
- Laundry: Inside
- Style: Florida
- Year Built: 1953
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 956
- Acreage: 0.17
- Lot Size: 70 x 100
- Est. Taxes: $3,886
- Elem. School: Lynch Elementary-PN
- Middle School: Meadowlawn Middle-PN
- High School: Largo High-PN
- Pet Policy: Yes
- Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- MLS#: TB8342641
- Days on Market: 44 days
- Website: https://www.raveis.com
/prop/TB8342641/723412thstreetn_stpetersburg_fl?source=qrflyer
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE Phone: 727-342-3800
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
7234 12TH STREET N, St. Petersburg, FL, 33702
$315,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $252,000 | $252,000 | $252,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.949% | 7.017% | 6.034% |
| Monthly Tax Payment | $324 | $324 | $324 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,552 | $1,655 | $2,093 |
| Total Monthly Payment | $1,951 | $2,054 | $2,492 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388