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LOOK NO FURTHER! This COMPLETELY REMODELED home features all of the UPDATES & UPGRADES that you are looking for and MORE! Located in the desirable 55+ community of Spruce Creek South – just a stone’s throw from The Villages® and Highway 441/27, this home has been meticulously renovated from top to bottom, including all new flooring, ceilings, kitchen and bathrooms, as well as a NEW ROOF (2022) and HVAC system (2021). * Furniture package is available separately. * The exterior features charming curb appeal with a front porch sitting area, mature Florida landscaping, and white vinyl siding accented by black shutters and trim. * A glass storm door welcomes you inside, where white-washed pine board ceilings and Luxury Vinyl Plank (LVP) flooring flow throughout! * The kitchen is a standout with stainless steel appliances, GRANITE countertops, a farmhouse-style sink, breakfast bar, plantation shutters, custom subway tile backsplash, an under-counter wine cooler refrigerator, and a window overlooking the backyard. The OPEN CONCEPT living room boasts a large window with PLANTATION SHUTTERS and flows seamlessly into the dining area, which features sliding doors leading to the ENCLOSED LANAI with finished flooring and wood siding to match the tongue and groove WOOD CEILINGS inside. The spacious back yard features a large concrete PATIO, which provides ample space for an outdoor sectional, extra seating, and a grill. * The primary suite offers a walk-in closet, large window, designer ceiling fan, and an en suite bathroom with GRANITE vanity top, wood-framed mirror, linen closet, and a tub/shower with custom subway tile. * The second bedroom includes double sliding wood doors to a built-in closet and a custom drop desk under the window, ideal for office work or guests. The guest bath showcases a GRANITE vanity, an amazing custom SUBWAY TILE shower with pebble shower floor, and a built-in foldable shower bench. * The garage includes attic access, abundant cabinetry, finished concrete flooring, along with a private laundry space. * Spruce Creek South is a gated, 55+ golf community located off U. S. Highway 441/27, just 1 mile south of The Villages' Spanish Springs Town Square, offering easy access to shopping, dining, and medical facilities, including Publix (2 miles), Walmart (3 miles), and UF Health The Villages Hospital (3 miles). Residents enjoy an active lifestyle with an 18-hole golf course, clubhouse, outdoor pool, pickle ball, and fitness center, while nearby attractions like Lake Sumter Landing (10 miles), Lake Weir (12 miles), and Ocala’s historic downtown (25 miles) provide additional entertainment and recreation. PLEASE WATCH OUR WALKTHROUGH VIDEO OF THIS BEAUTIFULLY UPDATED HOME IN A FANTASTIC LOCATION, and CALL TODAY for your private showing or virtual tour!
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Our Executive Mortgage Banker:
Our Insurance Division:
$250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $200,000 | $200,000 | $200,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.949% | 7.017% | 6.034% |
Monthly Tax Payment | $237 | $237 | $237 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,231 | $1,314 | $1,661 |
Total Monthly Payment | $1,543 | $1,626 | $1,973 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.