6059 MONTEGO BAY LOOP, Fort Myers, FL, 33908 | $499,900

TURNKEY GULF ACCESS RETREAT —FULLY FURNISHED & READY TO ENJOY! Welcome to your Gulf-access paradise, offered completely turnkey with all furnishings included! This meticulously maintained 3-bedroom, 2. 5-bath coastal retreat delivers direct Gulf of Mexico access and comes with your own private dock featuring new composite decking and electricity, ideal for serious anglers and sunset cruisers alike. Spend your evenings fishing for tarpon, snook, and mangrove snapper under the snook light or watching playful dolphins and gentle manatees glide by. Launch your kayak or boat and enjoy a scenic 25-minute ride to open water! The exterior shines with brand-new Khaki Brown Cedarmill fiber cement lap siding (2025), fresh paint, a brick façade, and a new vinyl fence with gates (2024). Both front and back stairs were re-decked with railings (12/2023), and impact windows (2024) add comfort, security, and efficiency. Built with strength and longevity, the first floor is solid concrete block, the second level features durable metal frame construction wrapped in HardiPlank siding, and it’s all topped by a metal roof for ultimate peace of mind. The TURNKEY interior captures true Florida style—light, bright, and breezy. High ceilings and luxury tile flooring complement the coastal décor, with every room thoughtfully furnished and move-in ready. The remodeled kitchen is a showstopper with quartz countertops, stainless steel appliances, cherry cabinetry with glass fronts, and a custom backsplash. Plantation shutters, updated lighting, and tasteful finishes carry throughout. The primary suite is a serene escape with a transom window, French doors to a large screened lanai, and a spa-inspired bathroom. Both full baths were fully renovated in 2023, and all doors were replaced in 2020 for a modern, cohesive look. Downstairs, the oversized garage is more than just parking, it’s a climate-controlled bonus area with a split-unit AC, perfect as a workshop, game room, or hobby space. Enjoy the perks of waterfront living without worry, thanks to the home’s elevated design. Take advantage of the community pool and boat ramp just steps away, ideal for a quick launch or a relaxing dip after a day on the water. Located near top-rated schools, beaches, shopping, and RSW Airport, this property offers the ultimate blend of lifestyle, location, and livability. Bring your suitcase and your sunscreen, everything else is already here. Schedule your private showing today and make this fully furnished, TURNKEY Gulf-access home yours!

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Inside, Washer Hookup
  • Year Built: 2004
  • Garage: 4-car
  • Heating: Central, Electric
  • Cooling: Central Air, Mini-Split Unit(s)
  • Approx Sq. Feet: 1,337
  • Acreage: 0.1
  • Est. Taxes: $4,469
  • HOA Fee: $155 Monthly
  • Lot Desc: Landscaped
  • View: Water
  • Pet Policy: Yes
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
  • MLS#: A4639399
  • Days on Market: 302 days
  • Website: https://www.raveis.com
    /prop/A4639399/6059montegobayloop_fortmyers_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/26/2025 3:43:23 AM)

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

The One TeamSales Associates

OneandCompany@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
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To learn more about our credentials, visit raveis.com today.

Kevin DeTullioVP, Mortgage Banker / Production Manager, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1724767

203.305.5736

Kevin.DeTullio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Diane PadelliInsurance Sales Director, William Raveis Insurance

203.444.0494

Diane.Padelli@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

6059 MONTEGO BAY LOOP, Fort Myers, FL, 33908

$499,900

The One Team

Sales Associates

William Raveis Real Estate

Phone: 860.850.0500

OneandCompany@raveis.com

Kevin DeTullio

VP, Mortgage Banker / Production Manager

William Raveis Mortgage, LLC

Phone: 203.305.5736

Kevin.DeTullio@Raveis.com

NMLS Mortgage Loan Originator ID 1724767

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,920 $399,920 $399,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.360% 6.304% 5.648%
Monthly Tax Payment $372 $372 $372
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,271 $2,430 $3,241
Total Monthly Payment $2,718 $2,877 $3,688

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.