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WOW!! Is what you will say when you see this beautiful Punta Gorda Isles Golf Course Villa for only $259, 500 and monthly fees of only $660! This unit is a spacious 2 bedroom plus a large den, 2 bathrooms, 2 lanais and a 2-car garage. The back lanai has a wonderful southwest exposure overlooking the lovely lake, St Andrews Golf Course (with available memberships) and incredible sunsets! It also has Glass Sliders for the cool winter days and accordion hurricane shutters on the exterior. The front screened Porch-Patio is nice and private with brick paver flooring, this would be a great spot for the large Grille and another seating! The interior has an all-white tile floor that would go with any decor. The kitchen has granite counters, white appliances with built in microwave, flat top stove and large refrigerator with an icemaker. There is also room for a breakfast nook! The closet in the kitchen houses the washer, dryer, hot water heater and some storage. The large great room shares the lovely view off the Lanai as well. It also has cathedral ceilings with 5 skylights and built in cabinets for your dining area! The primary bedroom has 2 walk-in closets with the larger having been upgraded with a California closet design style. Both baths have granite counters too. The 15X11 den-study is such an added bonus and includes a large skylight to make it light and bright. Golf Course Villas (the name of the condominium) has a large pool, shuffleboard courts and a quaint gazebo for all to share. New Metal Roofs installed in 2024 with the $9, 650 Assessment paid in full. All exterior buildings are being painted, and the private road is being repaved in February 2025. Great time to be buying in this well maintained complex and enjoy living the good life Punta Gorda has to offer! Call today to see as this won't last long!
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$259,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $207,600 | $207,600 | $207,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.887% | 6.790% | 6.014% |
Monthly Tax Payment | $31 | $31 | $31 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,261 | $1,329 | $1,724 |
Total Monthly Payment | $1,367 | $1,435 | $1,830 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.