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12886 SE 97th Terrace ROAD, Summerfield, FL, 34491 | $514,000
One or more photo(s) has been virtually staged. DEL WEBB Spruce Creek Golf & Country Club is a Premier 55+ Gated Golf Course Community with All the Amenities, Private Roads, and 24 hour Security! Immaculate and Recently Updated GOLF FRONT 3/2. 5 Lexington model with a 2 Car + Golf Cart Garage! NEW ROOF December 2024! This incredible home showcases Plantation Shutters throughout, New Interior Paint, 18" Tile on the Diagonal in all main living areas, Luxury Vinyl Plank Flooring in the bedrooms, Crown molding, GAS Heat, a Tankless Hot Water Heat, and ALL NEW KITCHEN Appliances (appliance package $3, 000)! As you enter into the foyer you are greeted by Impressive 10' Ceilings, and a Gorgeous Dining and Living area combination drenched in natural light enhancing the spaciousness of the Open Concept Floor Plan. The Kitchen boast Corian countertops, plenty of Wood cabinetry, a generous size Pantry closet, Brand New Appliances, and an Eat-In Area which flows seamlessly into the Huge Family room with a Spectacular Golf Course View, and sliding door access to the screened Lanai, creating a Fantastic space for entertaining large gatherings, enjoying dinner with friends or relaxing with family! The Split Floor Plan offers Privacy for both the Owners and their Guest, with the Primary suite commanding one side of the home while the guest bedrooms and guest bathrooms are located on the opposite side of the home. The Luxurious Primary suite offers a Spectacular Golf Course View, Private Access to the Lanai, a Walk in Closet, and an En Suite bathroom. The En Suite bathroom features a Double Sink Vanity, Soaking Tub, and Walk in Shower. The two additional bedrooms feature nice size built in closets and, provide plenty of space for the comfort of your guests. Bedroom three offers access to the guest bathroom, enhancing the comfort, and privacy for your guests! The Massive Screened Lanai is the perfect setting to watch the sunset over the golf course, enjoy peaceful outdoor living, and backyard BBQ's! Enjoy Your Own Private Oasis with a Fantastic Golf Course View and Rear Privacy! HVAC 2012. Spruce Creek Golf and Country Club, Del Webb is a 55+ gated golf course community with lots of amenities, pools, pickleball courts, softball, a championship golf course, the Horizon Center Club House and many different clubs to join! It is a community with Private Roads and 24 Hour Security! A private gated golf course community, with a high level of privacy and security. This home offers a combination of Fantastic Outdoor Space, Luxurious features, a Great location, and a Secure Community setting. A WONDERFUL LIFESTYLE AWAITS YOU IN Spruce Creek Del Webb!
Features
- Amenities: Clubhouse, Fitness Center, Gated, Pickleball Court(s), Pool, Recreation Facilities, Security, Shuffleboard Court, Tennis Court(s)
- Rooms: 10
- Bedrooms: 3
- Baths: 2 full / 1 half
- Lot Size: 105 x 153
- Laundry: Inside, Laundry Room
- Year Built: 2004
- Garage: 2-car Driveway, Garage Door Opener, Golf Cart Garage
- Heating: Natural Gas
- Cooling: Central Air
- Approx Sq. Feet: 2,806
- Acreage: 0.37
- Lot Size: 105 x 153
- Est. Taxes: $3,782
- HOA Fee: $211 Monthly
- Lot Desc: On Golf Course
- View: Golf Course
- Adult Communities: Yes
- Pet Policy: Yes
- Appliances: Dishwasher, Microwave, Range, Refrigerator, Tankless Water Heater
- MLS#: G5091827
- Days on Market: 26 days
- Website: https://www.raveis.com
/prop/G5091827/12886se97thterraceroad_summerfield_fl?source=qrflyer
Listing courtesy of RE/MAX PREMIER REALTY LADY LK Phone: 352-753-2029
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
12886 SE 97th Terrace ROAD, Summerfield, FL, 34491
$514,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $411,200 | $411,200 | $411,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.906% | 6.797% | 6.006% |
| Monthly Tax Payment | $315 | $315 | $315 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,498 | $2,633 | $3,415 |
| Total Monthly Payment | $2,905 | $3,040 | $3,822 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388