634 EDGEWATER DRIVE, #644, Dunedin, FL, 34698 | $925,000

One or more photo(s) has been virtually staged. LUXURY WATERFRONT CONDO WITH STUNNING SUNSET VIEWS! Welcome to your dream home by the water! This beautifully updated 2-bedroom, 2 1/2 bathroom condo offers breathtaking sunset views over St Joseph Sound and Clearwater Beach from your private balcony. Inside you will find polished marble floors, elegant crown molding and fresh interior paint. The home is move-in ready, featuring hurricane impact windows(installed in 2022), an updated HVAC system, (2020), and modern kitchen and bathroom renovations. The spacious bedrooms offer ample closet space and serene water views, making every morning feel like a vacation.
The open living and dining area is perfect for relaxing or entertaining, with panoramic Gulf views as your backdrop. A separate dining room off the living room can easily be converted back into a third bedroom, providing flexible living options.
Located in a highly sought-after 55+ community in Dunedin, this property offers: heated pool & cookout area with gas grills, two private fishing piers-perfect for sunset strolls or evening wine sips, waterfront clubhouse with a reception hall, social events, and fitness center, recreation room with ping-pong, pool, poker tables, and darts, bike and kayak storage with water access.
This condo is just minutes from downtown Dunedin, where you'll enjoy charming boutiques, cafes, breweries, and waterfront parks. Love the beach? Clearwater Beach is a short drive away. Sports fan will appreciate the proximity to spring training stadiums for the Toronto Blue Jays and Philadelphia Phillies. Plus, you're close to Tampa Bay's cultural venues and international airports.
With a recent architectural integrity milestone reportand reserve study completed, this well-maintained building ensures peace of mind for future homeowners.
Don't miss the chance to won this waterfront paradise-schedule your showing today.

Features

  • Elevator: Y
  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 1
  • Amenities: Cable TV, Clubhouse, Elevator(s), Fitness Center, Laundry, Lobby Key Required, Maintenance, Pool, Recreation Facilities
  • Rooms: 7
  • Bedrooms: 2
  • Baths: 2 full / 1 half
  • Laundry: Inside, Laundry Closet
  • Complex: EDGEWATER ARMS 4TH CONDO
  • Year Built: 1974
  • Approx Sq. Feet: 2,330
  • Est. Taxes: $10,850
  • Condo Fee: $1,607 Monthly
  • Adult Communities: Yes
  • Pet Policy: No
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: U8226321
  • Days on Market: 264 days
  • Website: https://www.raveis.com
    /prop/U8226321/634edgewaterdrive_dunedin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/25/2025 2:40:44 AM)
Listing courtesy of Coldwell Banker Realty   Phone: 727-781-3700

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

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634 EDGEWATER DRIVE, #644, Dunedin, FL, 34698

$925,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $740,000 $740,000 $740,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.500% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.907% 6.610% 6.535%
Monthly Tax Payment $904 $904 $904
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,556 $4,677 $6,395
Total Monthly Payment $5,552 $5,673 $7,391

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.