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This beautiful townhome is located in a very desirable location which is across the street from Smithfields Country Club and beside the 12th tee of the Smithfields championship golf course. Just inside the front door of the townhome is an open floor plan consisting of the beautiful kitchen and living room. The kitchen has white cabinets, stainless appliances, and a gas range cooktop. There is an island with a built in sink, dishwasher, and high bar. The main level and the upper level have gorgeous hardwood floors. The living room leads to a walk-out deck that overlooks the nicely landscaped common area that has walking trails and an area for picnics. There is also a half bath on the main level. The upper level has a large primary bedroom suite with a full bath and two separate closets. The upper level bathroom closet has washer/dryer hookups for a stackable unit, if desired. The stairway leading to the upper level features a skylight over the stairway with a nice landing area at the top. The lower level features a second bedroom with a den and office area. This level has a full bath, large storage room, and the laundry area. There is also a screened in porch located right outside the bedroom, ideal for relaxing or entertaining friends. This townhome is in excellent shape with many upgrades that give it a luxurious feel.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $217,600 | $217,600 | $217,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.906% | 6.797% | 6.006% |
Monthly Tax Payment | $87 | $87 | $87 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,322 | $1,393 | $1,807 |
Total Monthly Payment | $1,484 | $1,555 | $1,969 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.