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This sunny studio apartment in Bay Ridge, Brooklyn, is perfect for those looking to enjoy the blend of city living and neighborhood tranquility. The apartment is bathed in natural light, thanks to large windows that offer a view of the surrounding area, letting in warm sunlight throughout the day. The open layout maximizes space, with hardwood floors adding warmth and character.
The main living area is versatile, with enough room to create a living area, a dining nook, and a cozy sleeping area, depending on how you prefer to set up. The kitchen is compact but well-equipped, featuring modern appliances and plenty of storage for your essentials. The bathroom is clean and functional, with updated fixtures and a simple, sleek design.
Bay Ridge itself offers a relaxed vibe with tree-lined streets, local cafes, and convenient shops. It's close to the water, offering scenic walks along Shore Road Park, and you're just a short distance from the R subway line for an easy commute into Manhattan.
This studio is perfect for someone who values both comfort and convenience, offering a peaceful retreat in one of Brooklyn's most beloved neighborhoods
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$248,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $198,400 | $198,400 | $198,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.906% | 6.797% | 6.006% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,206 | $1,270 | $1,648 |
Total Monthly Payment | $1,281 | $1,345 | $1,723 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.