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25 Lake Ridge Drive, Middletown, NY, 10940 | $335,000
Welcome to Lake Ridge at Waters Edge! This beautifully updated 3-level condo offers a peaceful retreat just minutes from Middletown’s bustling amenities. Featuring 2 spacious bedrooms, 1. 5 bathrooms, and a one-car driveway, this home provides plenty of space for comfortable living. Step onto the brand-new porch and into a thoughtfully designed open-concept main floor. The bright living room features a cozy gas fireplace, perfect for relaxing. The updated eat-in kitchen shines with stainless steel appliances, white cabinets, tile flooring and granite counters, while the dining room opens to a private balcony deck, offering a serene space to unwind. A convenient half bath completes this level. Upstairs, the large primary suite boasts a vaulted ceiling and a newly renovated en-suite bathroom with a walk-in closet and shared hallway access. The second generously sized bedroom offers ample closet space and natural light. *** The walk-out lower level provides an ADDITIONAL 444+/-sqft of flexible living space, ideal for a home office or rec room. This level also includes a laundry area and abundant storage. Sliding glass door leads to a private patio overlooking Silver Lake, providing direct access to boating, fishing, or simply enjoying the peaceful surroundings. Located in a well-maintained, pet-friendly community, this home also offers NEW: windows, hot water heater, central air, and furnace. Enjoy serene lakeside living with easy access to shopping, dining, and recreation. Photos include floor plans. Don’t miss out on this rare opportunity—schedule your showing today!
Features
- Parking: Common, Driveway
- Heating: Forced Air, Natural Gas
- Cooling: Central Air
- Rooms: 6
- Bedrooms: 2
- Baths: 1 full / 1 half
- Laundry: In Basement
- Complex: Lake Ridge at Waters Edge
- Year Built: 2002
- Common Charge: $325 Monthly
- Approx Sq. Feet: 1,188
- Acreage: 0.03
- Est. Taxes: $4,258
- Water Front: Yes
- Elem. School: WILLIAM A CARTER SCHOOL
- Middle School: Middletown Twin Towers Middle Sch
- High School: Middletown High School
- School District: Middletown
- Pets Allowed: Yes
- Appliances: Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer
- MLS#: 823122
- Days on Market: 29 days
- Website: https://www.raveis.com
/prop/823122/25lakeridgedrive_middletown_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
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To learn more about our credentials, visit raveis.com today.
Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
25 Lake Ridge Drive, Middletown, NY, 10940
$335,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $268,000 | $268,000 | $268,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.949% | 7.017% | 6.034% |
| Monthly Tax Payment | $355 | $355 | $355 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,650 | $1,761 | $2,226 |
| Total Monthly Payment | $2,080 | $2,191 | $2,656 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535