1080 BAL HARBOR BOULEVARD, #4D, Punta Gorda, FL, 33950 | $185,000

NEW A/C INSTALLED 9/2025! Incredible Waterfront Condo in the Highly Desirable Islander Point Community of Punta Gorda Isles! Welcome to this beautifully maintained 2-bedroom, 2-bath second-floor condo, perfectly situated in the heart of Punta Gorda Isles. This home offers one of the best water views in the area, overlooking an extra-wide turning basin that creates a picturesque backdrop from almost every room. New owners have the opportunity—on a first-come, first-served basis—to secure an assigned dock space for their boat, making this a dream home for boating enthusiasts. As you enter, you'll immediately notice the bright, open layout and expansive water views. The spacious living area flows seamlessly into the dining space and kitchen, which features new wood-look plank flooring, a generous breakfast bar, and plenty of counter space for cooking and entertaining. The large primary suite offers full sliding glass doors that open to stunning sunrise views, along with a private en-suite bath and dual closets. The split-bedroom floor plan ensures privacy for guests or family members, and a convenient in-unit laundry room adds extra storage and functionality. Step outside onto the large, tiled balcony—an ideal spot for relaxing, entertaining, or simply enjoying the peaceful waterfront scenery. The Islander Point community features a large clubhouse and heated pool, perfect for soaking up the Florida sunshine. Roofs throughout the complex were newly replaced as of December 2023, offering added peace of mind. This home is perfectly located to enjoy everything Punta Gorda has to offer, including world-class fishing, boating, and sailing on Charlotte Harbor. Just minutes away is the historic downtown area, known for its charming shops, restaurants, and regular community events. You're also close to Fishermen’s Village, which offers waterfront dining, live music, shopping, and incredible sunset views. For travelers, Punta Gorda Airport is only 10 minutes away, and easy access to I-75 makes commuting a breeze. With its unbeatable location, breathtaking views, and resort-style amenities, this condo is a rare find. Don’t miss your chance to own a slice of paradise in Punta Gorda Isles.

Features

  • Heating: Central
  • Cooling: Central Air
  • Levels: 2
  • Amenities: Clubhouse, Maintenance, Pool
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside
  • Complex: ISLANDER POINT
  • Year Built: 1974
  • Common Charge: $635 Monthly
  • Approx Sq. Feet: 1,114
  • Acreage: 0.03
  • Est. Taxes: $3,249
  • Lot Desc: FloodZone
  • View: Water
  • Pet Policy: Number Limit, Size Limit
  • Appliances: Dishwasher, Microwave, Range
  • MLS#: C7504902
  • Days on Market: 309 days
  • Website: https://www.raveis.com
    /prop/C7504902/1080balharborboulevard_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/30/2025 4:27:42 AM)
Listing courtesy of MARINA PARK REALTY LLC   Phone: 941-205-0888

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

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1080 BAL HARBOR BOULEVARD, #4D, Punta Gorda, FL, 33950

$185,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $148,000 $148,000 $148,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.280% 5.648%
Monthly Tax Payment $271 $271 $271
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $840 $899 $1,199
Total Monthly Payment $1,186 $1,245 $1,545

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.