12296 Keyridge LOOP, Largo, FL, 33778 | $1,150,000

No flood zone, non-evacuation zone, 69 feet of elevation, NO REAR OR FRONT NEIGHBORS! Welcome home to this stunning 4-bedroom 3-bathroom 3-car garage pool home in Keystone Ridge. Built in 2018, this executive home is located in a private, gated enclave of only 16 homes and is situated just minutes to the Gulf beaches, top restaurants and shopping. There is also community access through a locked gate to the Pinellas trail. If you like to entertain, step inside and fall in love with this light and bright gem, it features an open living design, split bedrooms, and a second master bedroom with private ensuite bathroom. The primary bedroom is exquisitely appointed and features a custom-built walk-in closet, custom shelving, dual/split vanities, a separate garden tub and an enclosed shower. Upgrades to this home are numerous and include hardwood flooring throughout, great room surround sound, custom window treatments, dining area board & batten trim, crown molding, and custom lighting. The kitchen is a chef's oasis and boasts wood cabinetry, granite counter tops and stainless-steel appliances. There is a 5-burner gas cook top, drop-down exhaust hood, built-in oven, microwave, and a wine refrigerator. The large island provides ample countertop space for cooking and also provides an excellent space for entertaining. Step out back and see where this home really shines, there is a covered lanai overlooking the screen enclosed pool. The saltwater pool is solar heated, and the lanai has a retractable sunshade. Out past the pool are tropical palm trees, and NO REAR NEIGHBORS! There is a well and irrigation system to keep the lawn and landscaping green all year and should the power go out, the whole house Generac generator connected to gas will keep you up and running! Homes in Keystone Ridge do not come up for sale very often, here is your opportunity to own one, and on a premium, private lot with a pool, hurry do not miss it!

Features

  • Amenities: Gated
  • Rooms: 8
  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 67 x 127
  • Laundry: Inside, Laundry Room
  • Year Built: 2018
  • Garage: 3-car Garage Door Opener, Oversized
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,760
  • Acreage: 0.2
  • Lot Size: 67 x 127
  • Est. Taxes: $9,400
  • HOA Fee: $828 Quarterly
  • Lot Desc: City Lot, Landscaped, Sidewalk
  • View: Trees/Woods
  • Elem. School: Fuguitt Elementary-PN
  • Middle School: Osceola Middle-PN
  • High School: Seminole High-PN
  • Pool: In Ground, Salt Water, Screen Enclosure, Solar Cover, Solar Heat
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Kitchen Reverse Osmosis System, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener, Wine Refrigerator
  • MLS#: TB8352208
  • Days on Market: 16 days
  • Website: https://www.raveis.com
    /eprop/TB8352208/12296keyridgeloop_largo_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/2/2025 7:47:07 PM)
Listing courtesy of FUTURE HOME REALTY INC   Phone: 813-855-4982

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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12296 Keyridge LOOP, Largo, FL, 33778

$1,150,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $920,000 $920,000 $920,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.375% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.911% 6.487% 6.349%
Monthly Tax Payment $783 $783 $783
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,665 $5,740 $7,826
Total Monthly Payment $6,573 $6,648 $8,734

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.