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Nestled in the Winship area with a very pretty and very private back yard, you will enjoy the easy living and wonderful Lifestyle at Heritage Village. Home is very well maintained with newer closet doors, new bedroom window, ceiling fan in upstairs hallway, lovely brick front fireplace, sliders to the private patio and bright and sunny kitchen. It is a very close and level walk to the garage. There is plenty of parking for guests. You can enjoy a quick walk to the pond close by and relax to the calming view on the bench looking out to the pond. Heritage Village is a desirable 55+ community with 4 pools, community gardens, state of the art health club, ponds, walking trails, pickle ball courts, tennis, golf, workshop and so many clubs and activities that there aren't enough hours in the week to get to them all!! Heritage Village is a very active community and offers community trips and community entertaining throughout the year. The town of Southbury is a wonderful town with easy access to highway, excellent restaurants, parks, ponds and many shops and strip malls. Summers are great with local concerts on the green and picnics at the state park or Lake close by. There is a one time equity fee of $3, 000. to buyers due at closing. You'll enjoy the Lifestyle Heritage Village has to offer. Move right in and relax, you'll love it!
Type | Description | Dimensions | Level |
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Bedroom 1 | Wall/Wall Carpet | 11.0 x 13.0 | Upper |
Dining Room | Wall/Wall Carpet | 11.0 x 15.0 | Main |
Living Room | Fireplace,Sliders,Wall/Wall Carpet | 12.0 x 19.0 | Main |
Primary Bedroom | Wall/Wall Carpet | 11.0 x 13.0 | Upper |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.520.1925
Laurie.Berger@raveis.com
NMLS Mortgage Loan Originator ID 12578
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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Loan Amount | $207,920 | $207,920 | $207,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.949% | 7.017% | 6.034% |
Monthly Tax Payment | $246 | $246 | $246 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,280 | $1,366 | $1,727 |
Total Monthly Payment | $1,601 | $1,687 | $2,048 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.