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Timm Creek Gardens – Inviting 4BR/2BA 1 story home featuring a large great room, dining /flex room with corner fireplace, gas logs, and beautiful windows. The updated kitchen features soft close cabinets, quartz countertops, stainless-steel appliances, tile backsplash, large sink, pantry closet, and eat-in breakfast room. All appliances convey including refrigerator in kitchen and garage. The split bedroom floor plan offers a large Primary Suite with walk-in closet and private bathroom featuring double sinks and garden tub. Three additional bedrooms, a second full bath with updated shower, and a walk-in laundry room complete this wonderful home. Additional updates include LVP flooring in great room and dining/flex room, high efficiency 4 ton HVAC unit, tankless hot water heater, and newer stainless-steel appliances in the kitchen. You will enjoy entertaining family and friends in your fenced in backyard featuring an oversize patio with pergola and above ground pool with pool deck. Both storage sheds and pool equipment will be conveyed with property. Timm Creek Gardens is in the award-winning district 6 school area convenient to Dorman High School, interstate 26 and 85, and Spartanburg and Greenville for shopping, dining, and employment.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $255,600 | $255,600 | $255,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.944% | 6.797% | 6.026% |
Monthly Tax Payment | $81 | $81 | $81 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,574 | $1,637 | $2,123 |
Total Monthly Payment | $1,730 | $1,793 | $2,279 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.