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Presented by![]() Denise Walsh - The Denise Walsh Team |
Highest & Best by Sunday at 5 PM 2/23/25. Located at the end of a quiet, side street with seasonal L. I. Sound views, this END UNIT home, with updates in 2015/2016, offers open concept living including one car garage and storage room. Fairfield Metro train station is only 1 mile! We love the sun-filled living room, open to office area, dining and kitchen. The white kitchen cabinetry features SS appliances, newer flooring and breakfast bar. Powder room and coat closet complete the main level. The upper level primary suite offers two double closets and abuts the generously sized full bath including jetted tub and separate shower. Spacious and sunny 2nd bedroom also includes two double closets. Linen closet. Note Gas hot water heater (2016). Enjoy the convenience of gas heat and cooking, city water, city sewer, low taxes and common charges as well as the walkability to train, town, shopping and restaurants. The ground level mudroom leads to storage room and a deep, one car garage. The laundry/storage room with work bench offers newer washer and dryer. PER HOA MGR: No restriction to rent, except one-year minimum. No pet restrictions. The HOA covers trash, insurance, snow plowing, landscaping, siding and roof. Roof is about 16 years old. There is one additional parking spot for this unit and parking on the street. Decks and windows are the responsibility of the owners. Not in flood zone. You can have a gas stove/range. Grills must be 10' from building.
Type | Description | Level |
---|---|---|
Bedroom 1 | Wall/Wall Carpet | Upper |
Dining Room | Hardwood Floor | Main |
Full Bath | Tile Floor | Upper |
Half Bath | Tile Floor | Main |
Kitchen | Corian Counters,Hardwood Floor | Main |
Living Room | Balcony/Deck,Sliders,Hardwood Floor | Main |
Primary Bedroom | Wall/Wall Carpet | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.906% | 6.797% | 6.006% |
Monthly Tax Payment | $387 | $387 | $387 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,580 | $1,665 | $2,159 |
Total Monthly Payment | $2,041 | $2,126 | $2,620 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.