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Welcome to outdoor living in the sought after Spring Oaks subdivision. This 4 bedroom, 2 bath home is a great place to enjoy the Florida sun at the pool in this fenced in backyard. Upgrades to the home include fresh paint inside and out, new electrical panel, switches and outlets in 2023, new air ducts and R-22 insulation in attic in 2023, new argon double pane windows in 2021, and resurfaced pool with pebble tech surface in 2018. The roof has been given a 5 year warranty by Roof Maxx. The solar panels, which were installed in 2021, create a $35 a month Duke power bill! The remaining 40k due for the solar panels will be paid in full at closing. Located on a street with a cul-de-sac, this is a quiet neighborhood with sought after schools and is also extremely close to restaurants, shopping and I-4. The home is in walking distance of Westmonte Recreation Center which includes Outdoor Pool, 4, 695 Square Foot Multi-Purpose Room, Playground, Pavilion, Bocce, Basketball, Pickleball & Tennis Courts and Multi-Purpose Field. Schedule a showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$460,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $368,000 | $368,000 | $368,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.000% | 7.017% | 6.120% |
Monthly Tax Payment | $161 | $161 | $161 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,296 | $2,418 | $3,081 |
Total Monthly Payment | $2,532 | $2,654 | $3,317 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.