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Welcome to the much sought after 55+ community of On Top of the World! The outside of this Hanover features mature landscaping and palm trees to give it that true Florida feel. Entering the home there are 2 bedrooms, a flex/office space and 2 bathrooms. The foyer has tiled flooring leading to your spacious living and dining area. This area has wood look laminate flooring, soaring ceilings and a triple slider to your screened lanai and very large birdcage. The kitchen has been freshly renovated with new white shaker cabinets, a pretty tiled backsplash, long rectangular tile on the floor and fabulous granite counters! This kitchen is a chef's dream. Microwave and dishwasher are newer. There is also a newer garbage disposal. There's a nook off the kitchen with a bay window. The flex/office space has french doors and carpeting. The perfect space for an office or hobby area. The seller also upgraded to the higher ceilings than the standard for this model. The primary bedroom is quite large with wood look laminate flooring, ceiling fan and large windows. There are also his & her walk-in closets. Plenty of space. The primary bath features a step in shower and a double sink vanity. The second bedroom is perfectly sized for guests and they will have their own bath with a tub/shower combo. Inside laundry room has gas dryer hook up. If you like to entertain or enjoy have your family over the large lanai and birdcage in the back is the perfect spot for that. Partially under cover if we get some of that liquid sunshine. Inside paint was refreshed in 2023. HVAC is a 2023 with the UV light and electronic air filter. Screens on the front of the garage. Call for your appointment to see today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $252,000 | $252,000 | $252,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.000% | 7.017% | 6.120% |
Monthly Tax Payment | $97 | $97 | $97 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,572 | $1,655 | $2,110 |
Total Monthly Payment | $1,744 | $1,827 | $2,282 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.