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Charming, Updated 2-Bedroom Ranch in Monroe - Your Hudson Valley Oasis! This delightful 2-bedroom, 1-bathroom ranch in Monroe offers the perfect blend of cozy charm and modern updates. Step inside and be greeted by a warm and inviting living room, complete with a wood-burning stove for those chilly evenings. This home has been meticulously maintained and thoughtfully upgraded, offering peace of mind and effortless living. Recent improvements include a furnace and hot water heater (2015), new roof and gutters (2017), , central air conditioning (2018), and double-pane windows throughout (2019). The upgraded 200 amp electrical service, along with a second panel in the workshop, provides ample power. A vapor barrier and sump pump in the crawl space (2009), along with a new well pump and pressure tank (2022), ensure worry-free living. Enjoy outdoor entertaining on the new Trex front deck (2022) and in the private, wood-fenced backyard (2020). Inside, you'll appreciate the updated bedroom carpet (2023) and the convenience of a stackable washer/dryer in the kitchen. A like-new Weber grill with a propane connection and gazebo is also included! Located in the heart of the beautiful Hudson Valley, this home is perfectly situated to enjoy all the region has to offer. Explore nearby lakes, indulge in the diverse culinary scene, discover local parks and hiking trails, and experience the vibrant brewery and museum scene. Don't miss this opportunity to own a beautifully updated and move-in ready ranch in a prime location. Schedule your showing today! Sale contingent on sellers finding suitable housing. Actively looking!
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Our Executive Mortgage Banker:
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$359,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $287,200 | $287,200 | $287,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.906% | 6.797% | 6.006% |
Monthly Tax Payment | $527 | $527 | $527 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,745 | $1,839 | $2,385 |
Total Monthly Payment | $2,347 | $2,441 | $2,987 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.