3399 Mermoor DRIVE, #110, Palm Harbor, FL, 34685 | $220,000

This 1st floor, two bedroom condo within the desirable Ridgemoor subdivision presents a wonderful opportunity for anyone seeking a peaceful and comfortable living experience in a gated community. As you drive into this tranquil enclave, you'll find your own reserved, covered parking space with a convenient storage unit located directly in front. A pleasant stroll through the garden-like setting will bring you to the front door, where you’re welcomed by a storm and screen door that allows refreshing natural air into your home. Step inside to discover a spacious living room bathed in natural light, creating a warm and inviting ambiance. The condo features brand new, water-resistant flooring and fresh paint, offering a modern, low-maintenance environment. The smart layout showcases two generously sized bedrooms, both with easy-to-care-for tile floors, ensuring your home stays cool and comfortable year-round. The Jack and Jill bathroom setup provides excellent convenience and privacy for both your guests and the primary bedroom. The guest room is also spacious, offering flexibility for various uses. The kitchen is both charming and functional, equipped with a NEW full-size, high-end stackable washer and dryer in the laundry closet, making everyday tasks easier. Step outside onto the screened patio, a true highlight of the home, where you can unwind and take in the tranquil views of lush landscaping. Additional tile flooring in the patio area enhances its appeal, creating a seamless transition from indoor to outdoor living. For pet lovers, the community is pet-friendly, allowing up to two small pets under 25 lbs. Ridge Moor is a beautifully maintained community, offering amenities such as a community pool, tennis courts, and a car wash area. The inclusion of water, sewer, trash, and basic cable in the fees adds to the convenience of living here, ensuring that many essential utilities are taken care of without any hassle. Situated near shopping along East Lake Road and within close proximity to great schools, this condo offers a fantastic location and a comfortable, peaceful lifestyle in a well-established neighborhood.

Features

  • Heating: Central
  • Cooling: Central Air
  • Levels: 3
  • Amenities: Gated
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 1 full
  • Laundry: Laundry Closet
  • Complex: FARRELL PARK CONDO
  • Year Built: 1985
  • Approx Sq. Feet: 850
  • Acreage: 0.84
  • Est. Taxes: $1,289
  • Lot Desc: Corner Lot
  • Elem. School: Cypress Woods Elementary-PN
  • Middle School: Carwise Middle-PN
  • High School: East Lake High-PN
  • Pet Policy: Cats OK, Dogs OK, Number Limit, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8351251
  • Days on Market: 16 days
  • Website: https://www.raveis.com
    /prop/TB8351251/3399mermoordrive_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/31/2025 11:59:54 PM)
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP   Phone: 727-847-4444

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NMLS Mortgage Loan Originator ID 16953

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3399 Mermoor DRIVE, #110, Palm Harbor, FL, 34685

$220,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $176,000 $176,000 $176,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.906% 6.797% 6.006%
Monthly Tax Payment $107 $107 $107
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,069 $1,127 $1,462
Total Monthly Payment $1,251 $1,309 $1,644

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.