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We are BACK with 304 Mar-Mac! **This home is being sold "AS IS" as a bank short sale. Please be advised that offers must be submitted to the loss mitigation department, which may have a longer turnaround time for responses. Closing may also take 60-90 days; please plan accordingly. This single story all brick ranch has updated and expanded since its original construction. If you’ve been looking for a home “close to town and not on top of other homes, ” this is your home! Luxury vinyl plank flooring flows throughout the home for a beautiful aesthetic and easier maintenance. The kitchen features beautiful shaker cabinets, subway tile backsplash and stainless steel appliances. The eating area is located in the kitchen - ideal for serving and entertaining! The nearby living room has a stacked stone fireplace to anchor the “heart of the home. ” There are two rooms that can serve as Primary bedrooms. At the front of the home, you will find the first primary bedroom and en suite. The oversized, fully tiled shower creates a spa retreat feeling. The oversized vanity has space for getting ready for the day comfortably, and there’s also a large walk-in closet! Down the main hall of the home, you will find two more bedrooms that share a full bathroom also updated with a tiled tub/shower as well as another oversized vanity. The fourth and final bedroom of the home is another primary bedroom with en suite! Another fully tiled walk-in shower and oversized vanity serve this room. But there’s more! The large laundry room with cabinet storage is convenient to the kitchen and has access to ANOTHER room that could be an oversized storage room, a true “drop zone, ” a large pantry and more! The large garage is accessed from the kitchen and “drop zone” room! There are also two outbuildings on the property for storage so you can keep your garage “open for parking. ” And…this home has a NEW ROOF!!! This established area has a tree lined backyard and the limited restriction area enables you to park your boat, RV (or anything else) on your property. With Lake Hartwell being so close, you’ll easily trailer your boat to a ramp and be able to enjoy one of the southeast’s largest recreational lakes. You won’t want to miss feeling like you are “in the country” while still being close to all shopping conveniences, etc! **Property Owner previously learned of undisclosed issues with the crawlspace of the home and has had it inspected. A proposal for repairs is available (to agents) in the supplements or upon request from a buyer.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $224,000 | $224,000 | $224,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.949% | 7.017% | 6.034% |
Monthly Tax Payment | $123 | $123 | $123 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,379 | $1,472 | $1,860 |
Total Monthly Payment | $1,577 | $1,670 | $2,058 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.