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Bright & Spacious Studio at The Geneva - Prime Columbus Circle Location!
Perched on the 6th floor of The Geneva, a well-maintained co-op at the vibrant intersection of 57th Street and 9th Avenue, this north-facing studio is bathed in natural light and offers a spacious, versatile layout.
This spacious apartment is larger than your average studio and offers abundant storage: there's an entry foyer with two large closets, plus a walk-in dressing area. The thoughtfully designed kitchen boasts an oversized stainless steel refrigerator, new dishwasher, gas stove, and ample cabinetry for efficient storage.
The expansive living area has lovely strip hardwood flooring, easily accommodates a king-sized bed, a comfortable seating area, dining table and a dedicated workspace-perfect for both relaxation and productivity. Additionally, through-wall air conditioning provides year-round comfort while maximizing the light and views. Ample sunlight and blue skies during the day, twinkling city lights at night.
The Geneva offers an array of amenities, including a full-time doorman, an attached garage, a newly updated laundry room with an easy ironing system, a live-in superintendent, on-site management, storage cages (subject to availability), and a bike room. Within close proximity to the Shops at Columbus Circle and Central Park, your access to green space and premier shopping couldn't be better. Plus, with some of the city's top restaurants nearby and unbeatable proximity to the A/B/C/D/1 subway lines, convenience is at your doorstep.
Key Details: 80% financing permitted. Unlimited subletting after two years of ownership. Co-purchasing allowed. Pied-a-terre allowed. Cats welcome but sorry, no dogs.
Don't miss this opportunity to own a spacious, light-filled studio in one of Manhattan's most coveted locations!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.899% | 7.017% | 6.034% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,426 | $2,622 | $3,315 |
Total Monthly Payment | $2,501 | $2,697 | $3,390 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.