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Debut for the Spring Market! Don't delay and be ready for the upcoming 2025 season! Fantastic Lake Winnisquam cottage with an assigned boat slip, sandy beach and no-wake zone swimming! Right off the popular Winnisquam sandbar! This is a perfect seasonal cottage, with-in a 10 unit association, that will allow you to spend quality time both on and off the water. One floor living, ¾ bath, and easy living flows right outside to a covered patio, with TV, ceiling fan and lake views. The assigned, side-tie, boat slip is one of the best in the community with easy in and out access. This is also one of the best level, sandy beaches on the lake, with common area fire pit. Boat storage is permitted on the property during the winter. There are no long-term or short-term rental restrictions. All furnishings are included, along with TV’s, grill, patio furniture and outside storage boxes/sheds. There is also additional assigned storage on the association grounds. Public sewer means no septic worries!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $247,920 | $247,920 | $247,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.887% | 6.790% | 6.014% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,506 | $1,587 | $2,059 |
Total Monthly Payment | $1,581 | $1,662 | $2,134 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.