36 West 138th Street, #14, New York (New York (Manhattan)), NY, 10037 | $420,000

Newly renovated and stunning value! This 4-bedroom, 1. 5-bathroom apartment is just renovated and is just waiting to be your next home. Apartment #14 at 36 W 138th St is in outstanding condition and move-in ready. Notable features include hardwood floors, tiled bathrooms and a well-equipped kitchen with Caesarstone counters and brand new appliances throughout. Monthly common charges are an affordable $887 per month. The property is conveniently located close to the 125th Street commercial corridor, home to WholeFoods, Trader Joe’s, Target and Marshall’s, while the Schomburg Center Research Library, Harlem YMCA, and Harlem Cycle Fitness Studio are within a short walking distance on 135th Street. For your palate, Sylvia’s, The Red Rooster and Corner Social are all within walking distance. just a few blocks from the 2/3 subway station at 135th St. as well as the M1, M7, M98, and M102 bus stops. For drivers, a parking garage is located at the end of the block and the Harlem River Drive and Madison Avenue Bridge are within easy reach. This is an HDFC building and so income restrictions apply, with maximum incomes no more than 165% of the New York City Area Median Income (AMI). Income restrictions are as follows: $179, 355 for 1 person, $205, 095 for 2 people, $230, 670 for 3 people. Zero percent (0%) of the maintenance is tax deductible. Showings are by appointment only – please contact the listing agent, Harlem Lofts, Inc. All information is gathered from third-party sources and is deemed reliable. Income restrictions are based on FY 2024 data from the NYC Department of Housing Preservation and Development. Please consult with your own advisors. Apartment 14 at 36 W 138th Street represents amazing value for the right buyer!

Features

  • Town: New York
  • Heating: Radiant
  • Cooling: Wall/Window Unit(s)
  • Rooms: 6
  • Bedrooms: 4
  • Baths: 1 full / 1 half
  • Laundry: In Unit
  • Year Built: 1925
  • Approx Sq. Feet: 910
  • School District: Manhattan 5
  • Pets Allowed: Yes
  • Appliances: Washer
  • MLS#: 829532
  • Days on Market: 24 days
  • Website: https://www.raveis.com
    /prop/829532/36west138thstreet_newyork_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Harlem Lofts Inc.   Phone: 212-280-8866

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Robert.Reade@raveis.com

Our Insurance Division:

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36 West 138th Street, #14, New York (New York (Manhattan)), NY, 10037

$420,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $336,000 $336,000 $336,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.944% 6.797% 6.026%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,069 $2,151 $2,790
Total Monthly Payment $2,144 $2,226 $2,865

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.