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Move-in ready three-bedroom, one-bath, concrete block home on a large lot on the cusp of Disston Heights and Central Oak Park, two coveted Saint Pete neighborhoods. This cute bungalow is located on a quiet street canopied with mature trees. It is also FLOOD ZONE X, high and dry with no damage from either storm.
As you walk up to the home, you’ll notice the fresh landscaping adorned with pebble, flagstone rock, palm trees and fresh flowers. Stepping onto the new front deck, you will see the full size table to the left perfect for a cup of morning coffee or an evening glass of wine. The front door has been upgraded to include windows that allow the natural light to flow in. Entering the living room, spacious enough for a sectional, a coffee table and a TV console. The kitchen features espresso solid wood cabinets, granite countertops, an under-mount sink and stainless steel appliances. The bedrooms have matched laminate flooring, and the living spaces are tiled throughout with vinyl plank in the bedrooms. The bath features a cute pedestal sink and built-in storage.
Walking to the back of the house, you’ll exit through the indoor laundry room and open the door to a huge backyard that is big enough to include an RV and easily 4 mid-sized vehicles. Entertainment is endless, with a covered patio (previously a carport) hang out spot with lounge chairs and an outdoor TV. Gather your friends around the fireplace for cozy florida nights. The landscape includes a lemon tree and small palms, with room for a pool. The best part? You are only 10 minutes to downtown saint pete and 15 to the top rated gulf beaches.
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Our Executive Mortgage Banker:
Our Insurance Division:
$365,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $292,000 | $292,000 | $292,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.887% | 6.790% | 6.014% |
Monthly Tax Payment | $301 | $301 | $301 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,774 | $1,870 | $2,425 |
Total Monthly Payment | $2,150 | $2,246 | $2,801 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.