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Behold, 406 Scenic Oak Dr. is a beautifully maintained 4-bedroom, 2. 5-bathroom home that offers approx. 2350 square feet of comfortable living space. Set on a spacious 0. 31-acre lot, this home combines modern amenities with timeless design. The brick exterior creates a lasting first impression, while the thoughtfully laid-out interior provides both style and functionality. Inside, the living areas are enhanced by elegant Oak hardwood floors throughout main living areas, creating a warm and sophisticated atmosphere. The living room features a cozy fireplace, making it the perfect space for family gatherings or quiet evenings at home. The kitchen is equipped with modern appliances and offers plenty of counter and cabinet space, while the adjacent dining area is perfect for everyday meals and entertaining guests. The master suite offers a private retreat with an ensuite bathroom, providing a perfect place to unwind. The three additional bedrooms are spacious and well-appointed, ideal for family members or guests. There is also a half-bath for visitors' convenience. The brick exterior of the home adds to its durability and timeless appeal. An attached garage provides secure parking and additional storage space. Conveniently located, this home is close to local schools, including River Ridge Elementary School, which is just 0. 7 miles away, and Florence Chapel Middle School, located about 1. 6 miles from the property. The home offers a peaceful setting while still being within easy reach of shopping, dining, and other essential amenities. This home presents an excellent opportunity for those seeking comfort, convenience, and style.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.899% | 7.017% | 6.034% |
Monthly Tax Payment | $114 | $114 | $114 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,701 | $1,839 | $2,325 |
Total Monthly Payment | $1,890 | $2,028 | $2,514 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.