404 Emerald Cove LOOP, Lakeland, FL, 33813 | $350,000

Welcome to 404 Emerald Cove, a charming home located in the highly sought-after South Lakeland area, just minutes from convenient access to the Polk Parkway. This well-maintained corner lot property offers a split bedroom floor plan, perfect for privacy and comfort. As you enter, double doors open to the spacious primary bedroom, which features tile and luxury vinyl plank flooring throughout the home. The living area seamlessly flows into the kitchen, which overlooks the living room and is ideal for entertaining. Sliding glass doors lead to the lanai, where you can enjoy the sparkling chlorine pool and a fully fenced backyard with a double gate for easy access. The vaulted ceiling in the living room, complete with a ceiling fan, adds an airy feel to the space, while the formal dining area provides the perfect setting for meals with family and friends. The interior laundry room is conveniently located adjacent to the two-car garage. Recent updates to the home include a full kitchen remodel completed in 2022, with stunning quartz countertops, tile backsplash, a new sink, and faucet. In 2023, all stainless steel Samsung kitchen appliances were purchased and installed, including a refrigerator, range, dishwasher, and microwave. Other notable upgrades include a new air conditioning system installed in 2024 and a completely rewired electrical box in 2023. The home also features an ADT security system with chimes and a panel, a Ring doorbell, and a termite preventative treatment with annual inspections. The pool and porch were rescreened in 2021, and laminate flooring was installed in the bedrooms in 2022 and 2023. This property is move-in ready and offers the perfect blend of comfort, convenience, and peace of mind. Schedule your tour today!

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Style: Contemporary
  • Year Built: 1994
  • Garage: Driveway
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,508
  • Acreage: 0.24
  • Est. Taxes: $4,987
  • HOA Fee: $150 Quarterly
  • Lot Desc: Cleared, Corner Lot, City Lot, Landscaped, Oversized Lot
  • Elem. School: Highland Grove Elem
  • Middle School: Lakeland Highlands Middl
  • High School: George Jenkins High
  • Pool: Child Safety Fence, Gunite, In Ground, Pool Alarm, Screen Enclosure, Tile
  • Pet Policy: Yes
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: L4951310
  • Days on Market: 8 days
  • Website: https://www.raveis.com
    /prop/L4951310/404emeraldcoveloop_lakeland_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/17/2025 8:34:30 PM)
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP   Phone: 863-701-2350

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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404 Emerald Cove LOOP, Lakeland, FL, 33813

$350,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $280,000 $280,000 $280,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.750% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.949% 6.929% 6.120%
Monthly Tax Payment $416 $416 $416
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,724 $1,816 $2,344
Total Monthly Payment $2,215 $2,307 $2,835

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.