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Welcome to 404 Emerald Cove, a charming home located in the highly sought-after South Lakeland area, just minutes from convenient access to the Polk Parkway. This well-maintained corner lot property offers a split bedroom floor plan, perfect for privacy and comfort. As you enter, double doors open to the spacious primary bedroom, which features tile and luxury vinyl plank flooring throughout the home. The living area seamlessly flows into the kitchen, which overlooks the living room and is ideal for entertaining. Sliding glass doors lead to the lanai, where you can enjoy the sparkling chlorine pool and a fully fenced backyard with a double gate for easy access. The vaulted ceiling in the living room, complete with a ceiling fan, adds an airy feel to the space, while the formal dining area provides the perfect setting for meals with family and friends. The interior laundry room is conveniently located adjacent to the two-car garage. Recent updates to the home include a full kitchen remodel completed in 2022, with stunning quartz countertops, tile backsplash, a new sink, and faucet. In 2023, all stainless steel Samsung kitchen appliances were purchased and installed, including a refrigerator, range, dishwasher, and microwave. Other notable upgrades include a new air conditioning system installed in 2024 and a completely rewired electrical box in 2023. The home also features an ADT security system with chimes and a panel, a Ring doorbell, and a termite preventative treatment with annual inspections. The pool and porch were rescreened in 2021, and laminate flooring was installed in the bedrooms in 2022 and 2023. This property is move-in ready and offers the perfect blend of comfort, convenience, and peace of mind. Schedule your tour today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.949% | 6.929% | 6.120% |
Monthly Tax Payment | $416 | $416 | $416 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,724 | $1,816 | $2,344 |
Total Monthly Payment | $2,215 | $2,307 | $2,835 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.