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Step into a piece of history with this enchanting 1870 residence, lovingly maintained by the same family over the past 84 years. This home combines its historic charm with thoughtful modern updates, creating a warm and inviting atmosphere. Experience the cozy ambiance of the spacious living room, featuring a classic fireplace, exposed beams, and custom builtins. The sunlit kitchen boasts pretty custom maple cabinets, offering ample storage and a delightful space for casual dining. Conveniently located on the main level, the primary bedroom provides ease of access and privacy. A full bath, laundry and sewing room complete the main level. Upstairs, discover 3 additional bedrooms, along with a large unfinished space offering potential for additional living space and a bathroom. Benefit from peace of mind knowing that the roof, heating system, windows, and electric service all have been replaced in the home within the past 8 years ensuring modern efficiency while preserving the home's historic integrity. There is plenty of room to store your car and all your toys in the attached 2 story barn. The property is bound by stone walls. Open house Saturday 3/15 from 10-12 and Sunday 3/16 from 10-1.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.899% | 7.017% | 6.034% |
Monthly Tax Payment | $283 | $283 | $283 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,066 | $2,234 | $2,823 |
Total Monthly Payment | $2,424 | $2,592 | $3,181 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.