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PLAN YOUR DREAM SUMMER LOCATION! BAYFRONT IN SAYVILLE RARELY COMES UP! This 4 bedroom/4 bath bayfront home with unobstructed panoramic views was renovated “down-to-the-studs” in 2019 including every aspect of infrastructure. With 100’ of bulkhead, this home offers amazing views. This two-story home offers generous sized bedrooms with 2 primary bedrooms with ensuite baths. Spacious Living/Dining with gas fireplace. Beyond a primary bedroom/bath, the upstairs offers a bonus room currently set up as media room with office alcove - all with spectacular bayfront views to Fire Island. 90 minutes by train from NYC. Nearby access to Fire Island ferries in a year-round home to enjoy in winter too. Marina rights for dockage 1 block away (via homeowner association). Multiple outdoor spaces (over 1000 SF) including a spacious bluestone back porch, decking off the primary bedroom with private outdoor shower, a seaside deck for summer lounging & swimming, a finished shed (cabana), & a front entry courtyard. Enjoy gardening 12-months of the year in the 6. 5” x 10” greenhouse off the kitchen. Renovation details include the 2nd floor addition in 2017 followed by the 1st floor gut renovation in 2019 with all new electrical, plumbing, HVAC & gas heat, windows & sliding doors, 4 skylights, brand new Hardy siding, a new roof, spray foam insulation, hardwood floors, a custom kitchen with high-end appliances, & new bathroom fixtures & finishes. 2nd floor has significant attic storage space. Amenities include inground sprinklers with "B-hive" smartphone technology, Lutron smartphone lighting, Nest smartphone thermostats, Ring smartphone doorbells/cameras, & a custom installed alarm system. A new driveway with attached 2-car garage completes the package. Sufficiently high elevation prevented any flooding in this home in hurricane Sandy & the owner's mortgage does not require flood insurance. Make this beautiful turnkey home your next move. Make every day at home like a vacation dream house experience!
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Our Executive Mortgage Banker:
Our Insurance Division:
$2,199,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,759,200 | $1,759,200 | $1,759,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.611% | 6.484% | 6.178% |
Monthly Tax Payment | $1,956 | $1,956 | $1,956 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $9,989 | $10,975 | $14,845 |
Total Monthly Payment | $12,070 | $13,056 | $16,926 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.