4104 128TH STREET W, #704, Cortez, FL, 34215 | $869,000

Beautiful waterfront condo comes with your own 40' boat slip, a new 10k lb. boat lift (Nov ‘22), and an additional 30 amp power supply. There is an extended dock area with additional seating and an entertaining area. A new HVAC system with complete new duct work (Mar ‘25). Spacious end unit overlooking a pristine canal, with west facing views of the canal, Cove Sound Moorings Marina, Palma Sola Bay and the sunset. Also, no neighbors above or below. 2, 046 sq. ft. 3 bed/2 bath with real hardwood floors throughout. Spacious primary bedroom and large primary bath with walk-in shower and dual sinks. Enjoy your well-equipped Chef’s kitchen with expansive granite countertops and newly added marble stone backsplash and kitchen walls. The Primary suite has new floor tile, a travertine bathroom and shower, and a walk-in closet. The open floor plan has 4 new skylights and a great room with soaring 13’ ceilings. Very well maintained, hurricane glassed-in lanai with screens adding to the overall living space. Lots of storage, closets, and attic. A Paver patio was recently added for a place to BBQ, relax, watch the sunset and enjoy the outside. Additional air-conditioned storage/workshop with attic on the ground floor. Includes 2 covered parking spaces. Many new community and building improvements in 2023 including elevators, new roof, resurfacing of pool and pool decks, and fresh exterior paint (2025). Enjoy the community’s two heated pools, hot tub, clubhouse, fitness room, and tennis/pickleball courts. You will love the direct access to the Intracoastal Waterway and to the Gulf of Mexico. Smuggler’s Landing is an upscale condo community located on a private road just off Anna Maria Island directly across from the historic fishing Village of Cortez. Come by and take a look. You will love this area and your new home!

Features

  • Elevator: Y
  • Heating: Central, Electric
  • Cooling: Central Air, Humidity Control
  • Levels: 2
  • Amenities: Clubhouse, Elevator(s), Fitness Center, Pickleball Court(s), Pool, Recreation Facilities, Spa/Hot Tub, Tennis Court(s)
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Closet
  • Complex: SMUGGLERS LANDING PH III
  • Year Built: 1991
  • Approx Sq. Feet: 2,046
  • Acreage: 2.63
  • Est. Taxes: $4,579
  • Condo Fee: $1,880 Monthly
  • View: Water
  • Pet Policy: Yes
  • Appliances: Convection Oven, Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Washer
  • MLS#: A4644146
  • Days on Market: 11 days
  • Website: https://www.raveis.com
    /prop/A4644146/4104128thstreetw_cortez_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/30/2025 5:44:11 AM)
Listing courtesy of Coldwell Banker Realty   Phone: 941-366-8070

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NMLS Mortgage Loan Originator ID 16953

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4104 128TH STREET W, #704, Cortez, FL, 34215

$869,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $695,200 $695,200 $695,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.500% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.907% 6.610% 6.535%
Monthly Tax Payment $382 $382 $382
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,280 $4,394 $6,008
Total Monthly Payment $4,754 $4,868 $6,482

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.